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IBPS, SBI and RBIPublic sector bank jobs: PO, Clerk and officer posts

Banking Exams 2026: IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B, IBPS RRB

Every Banking exam on one page: what is open today, which exams you can apply for, how they compare, and free practice with previous year papers.

6Banking exams covered
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Step 1

Which Banking exams can you apply for?

Pick your qualification and age. Exams you can apply for stay highlighted, with the standard age relaxation for your category added.

Highest qualification

Showing all 6 Banking exams.

Step 2

All Banking exams

Where each exam stands today, who can apply and the basic pay printed in its notice.

IBPS PO

Common Recruitment Process for Probationary Officers / Management Trainees

Exam stage
Qualification
Graduate (any discipline)
Age
20–30
Pay
Basic ₹48,480 (scale to ₹85,920)

Mains from 4 Oct

IBPS Clerk

Common Recruitment Process for Customer Service Associates (Clerical cadre)

Exam stage
Qualification
Graduate (any discipline) + computer literacy
Age
20–28
Pay
Basic ₹24,050 (scale to ₹64,480)

Prelims from 10 Oct

SBI PO

Recruitment of Probationary Officers, State Bank of India

Between cycles
Qualification
Graduate (final-year students may apply)
Age
21–30
Pay
Basic ₹48,480 + 4 advance increments

Group exercise & interview: Oct 2026–Nov 2026 (tentative)

SBI Clerk

Junior Associate (Customer Support & Sales), State Bank of India

Between cycles
Qualification
Graduate (final-year students may apply)
Age
20–28
Pay
Starting basic ₹26,730

Mains: Nov 2026 (tentative)

RBI Grade B

Officers in Grade ‘B’ (Direct Recruit) — General, DEPR and DSIM

Between cycles
Qualification
Graduate with 60% or post-graduate with 55% (General cadre)
Age
21–30
Pay
Starting basic ₹78,450

Phase-I was scheduled for 13 Jun and Phase-II for 25 Jul 2026 (General); interview dates are not in the advertisement

IBPS RRB

Common Recruitment Process for Regional Rural Banks — Office Assistants and Officers

Exam stage
Qualification
Graduate (any discipline) + local language
Age
Office Assistant 18–28; Officer Scale I 18–30
Pay
—

Officer Scale I Prelims from 21 Nov

Bank exam dates for the coming months

Dates from the IBPS tentative calendar and each notice. IBPS and SBI mark their schedules tentative and can change them; month-only dates are shown as tentative.

Apply windowExamTentative monthToday
Exam and dates
Oct 2026NovDecJan 2027FebMar
IBPS RRB (CRP RRBs-XV)Apply 1 Sept – 21 Sept · Officer Scale I Prelims 21 Nov – 22 Nov · Office Assistant Prelims 6 Dec – 13 Dec · Officer Scale I Mains 20 Dec · Office Assistant Mains 30 JanOffice Assistant Prelims on 6, 12 and 13 Dec
IBPS PO (CRP PO/MT-XVI)Mains 4 OctApplications closed 21 Jul 2026; Prelims was scheduled for 22–23 Aug 2026
IBPS Clerk (CRP CSA-XVI)Prelims 10 Oct – 11 Oct · Mains 27 DecApplications closed 21 Aug 2026
SBI Junior Associates 2026Prelims Sep (tentative) · Mains Nov (tentative)Applications closed 31 Aug 2026
SBI PO 2026Group exercise & interview Oct–Nov (tentative)Mains was held on 12 Sep 2026
RBI Grade B 2026Phase-I was scheduled for 13 Jun and Phase-II for 25 Jul 2026 (General); interview dates are not in the advertisement

Prepare once, apply for many

Which parts each exam tests, from its latest notice. English, quantitative aptitude and reasoning make up every Prelims, and awareness is added in Mains. In IBPS RRB Mains candidates choose English or Hindi, shown as “some posts only”.

Part of the examIBPS POIBPS ClerkSBI POSBI ClerkRBI Grade BIBPS RRB
English Language
Quantitative Aptitude / Numerical Ability
Reasoning
General / Banking / Financial Awareness (Mains)
Computer Aptitude / Knowledge section
Descriptive paper
Interview / group exercise
Local language test

Tested Some posts only Not tested

If you prepare for IBPS PO

These exams test the same written subjects, so most of your preparation carries over:

IBPS Clerk4 of 4 subjectsSBI PO4 of 4 subjectsSBI Clerk4 of 4 subjectsRBI Grade B4 of 4 subjectsIBPS RRB4 of 4 subjectsOpen the Exam Map

What bank officers and clerks are paid

Starting basic pay and scale as printed in each notice. Banks do not use the 7th Pay Commission matrix; DA, HRA and other allowances are extra and follow each bank’s rules.

Basic ₹48,480 (scale to ₹85,920)Scale 48480-2000/7-62480-2340/2-67160-2680/7-85920 in 11 public sector banksSource: IBPS CRP PO/MT-XVI notification
Basic ₹24,050 (scale to ₹64,480)Scale 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480Source: IBPS CRP CSA-XVI (Clerk) notification
Basic ₹48,480 + 4 advance incrementsJunior Management Grade Scale-I: 48480-2000/7-62480-2340/2-67160-2680/7-85920Source: SBI PO advertisement CRPD/PO/2026-27/09
Starting basic ₹26,730₹24,050 plus two advance increments for graduates; scale to ₹64,480Source: SBI Junior Associates advertisement CRPD/CR/2026-27/17
Starting basic ₹78,450Scale 78450-4050(9)-114900-EB-4050(2)-123000-4650(4)-141600Source: RBI Grade B (DR) 2026 advertisement RBISB/DA/01/2026-27

Vacancies by year

Indicative vacancies notified by IBPS, SBI and RBI, newest year highlighted. IBPS updates its tables during a cycle, and final numbers can change.

Cut-offs at a glance

The latest official cut-off of each exam’s first stage, once it is added from the result notice of IBPS, SBI or RBI. Enter a mock score to see where you stand.

Rank predictor

Official cut-offs appear here as soon as they are added from the Banking result notices. Predict your rank from a mock score →

Latest Banking updates

Notifications, admit cards, answer keys and results, each linked to the official notice.

All govt job updates

Banking notifications, admit cards, answer keys and results appear here as soon as they are posted. See all govt job updates →

How a Banking exam works

The path most Banking exams follow. The notice of each exam has its own dates and stages.

  1. 1
    Notice

    IBPS publishes a yearly calendar for PO, Clerk and RRB exams, then a notice for each. SBI and RBI announce their own recruitments. Source

  2. 2
    Apply and pay

    Register online in the three-week window and pay the fee: ₹850 at IBPS (₹175 for SC, ST, PwBD), ₹750 at SBI. Source

  3. 3
    Prelims

    A one-hour objective test of English, quantitative aptitude and reasoning, with 1/4 mark cut per wrong answer. It only shortlists for Mains. Source

  4. 4
    Mains

    Longer objective papers with awareness added; officer exams also have a descriptive paper. Merit is made on Mains marks. Source

  5. 5
    Interview or language test

    Officer posts add an interview (IBPS PO: Mains and interview in 80:20). Clerk posts end with a local language test before joining. Source

Keep these ready before you apply

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Start preparing today, free

Three steps that work for every Banking exam.

01

Take a real previous paper

See the exact level Banking sets, with an instant result, your rank among everyone who took it, and solutions.

Start a paper
02

Find your weak topics

After every test we show the topics that cost you marks and give you a short practice set for each.

Practise by topic
03

Keep a daily streak

Ten exam-level questions every day, with the answers explained, so preparation never stops.

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FAQ

Bank exams: your questions answered

Answers from the IBPS, SBI and RBI notices, with the source linked.

Still not sure?

Ask the study assistant anything about Banking exams.

01Which bank exams are on this page?

IBPS PO and IBPS Clerk (for 11 public sector banks), IBPS RRB (officers and office assistants in Regional Rural Banks), SBI PO and SBI Junior Associate (clerk), and RBI Officers in Grade B.

6 examsIBPS · SBI · RBI
02Can final-year students apply for bank exams?

For SBI, yes: SBI PO 2026 needed the degree by 30 September 2026 and SBI Junior Associate 2026 by 31 December 2026. IBPS PO and IBPS Clerk require you to be a graduate on the day you register. RBI Grade B General cadre needs 60% in graduation (50% for SC, ST and PwBD) or 55% in post-graduation.

SBI: yesIBPS PO/Clerk: degree when registering
03What is the age limit for bank exams?

IBPS PO 2026: 20–30 on 1 July 2026. IBPS Clerk: 20–28 on 1 August 2026. SBI PO: 21–30 and SBI Junior Associate: 20–28, both on 1 April 2026. RBI Grade B: 21–30 on 1 April 2026. IBPS RRB: Office Assistant 18–28 and Officer Scale I 18–30 on 1 September 2026. OBC candidates get 3 more years and SC/ST 5.

PO: up to 30Clerk: up to 28OBC +3 · SC/ST +5
04Is there negative marking in bank exams?

Yes, in IBPS and SBI exams: one fourth of the marks of a question is deducted for each wrong answer in the objective tests of Prelims and Mains. A question left blank has no penalty.

−1/4 per wrong answerBlank: no penalty
05Do Prelims marks count in the final merit?

No. In IBPS PO the final score is Mains and interview in the ratio 80:20. In SBI PO, Mains (230 marks) is scaled to 75 and group exercise and interview (50 marks) to 25. IBPS Clerk and SBI Junior Associate merit is on Mains marks only.

IBPS PO: 80:20SBI PO: 75 + 25
06Do I need to know the local language for clerk posts?

Yes. IBPS Clerk and SBI Junior Associate candidates apply for one State or UT only and must know its language. A local language test is held after Mains and before joining; it is not needed if your 10th (or 12th, for SBI) mark sheet shows you studied that language.

One State/UT onlyLanguage test before joining
07What is the starting basic pay in bank jobs?

As printed in the notices: IBPS PO and SBI PO ₹48,480 (SBI adds 4 advance increments), IBPS Clerk ₹24,050 scale start, SBI Junior Associate ₹26,730, and RBI Grade B ₹78,450. DA, HRA and other allowances are extra.

RBI Grade B ₹78,450PO ₹48,480SBI clerk ₹26,730
08Is there a service bond or probation?

SBI PO 2026 requires a bond of ₹2 lakh to serve at least three years, with probation of two years. SBI Junior Associates are on probation for at least six months. RBI Grade B officers are on probation for two years, which RBI can extend up to four.

SBI PO bond ₹2 lakh / 3 years
09How much is the application fee?

IBPS (PO, Clerk and RRB): ₹850, or ₹175 for SC, ST and PwBD (ex-servicemen also pay ₹175 for clerk and office assistant posts). SBI PO and Junior Associate: ₹750, free for SC, ST and PwBD. RBI Grade B: ₹850 plus GST, or ₹100 plus GST for SC, ST and PwBD.

IBPS ₹850SBI ₹750RBI ₹850 + GST
10Is there a limit on the number of attempts?

In SBI PO, General and EWS candidates get 6 chances, and OBC and PwBD candidates 9; SC and ST have no limit. Only appearing in Mains counts as a chance. In RBI Grade B, General and EWS candidates who have taken Phase-I six times cannot apply.

SBI PO: 6 / 9 chancesRBI Grade B: 6 Phase-I attempts
11When are the next bank exams?

IBPS RRB applications are open from 1 to 21 September 2026. From the IBPS calendar: IBPS PO Mains on 4 October, IBPS Clerk Prelims on 10–11 October and Mains on 27 December, RRB Officer Scale I Prelims on 21–22 November and Office Assistant Prelims on 6, 12 and 13 December 2026. IBPS can change these dates.

RRB apply by 21 SepPO Mains 4 OctClerk Prelims 10–11 Oct

Sources

Eligibility, pay, fees, patterns, vacancies and dates on this page come from these official documents, last checked on 14 Sept 2026. Stages, cut-offs and updates come from our records of IBPS, SBI and RBI notices. Always confirm in the official notice on ibps.in, sbi.bank.in or rbi.org.in before applying. Sarkari Parcha is not affiliated with IBPS, the State Bank of India or the Reserve Bank of India.